I dropped the lens

[Lisard]

Yesterday I was changing the lens on my Rebel and it DROPPED! On the concret! It was 100 mm f/2. I just can't stop thinking what kind a idiot I am. I just bought it 2 weeks ago. The regular people (non-photographers) just roll up their eyes: so what? how much was it?
They just CAN'T understand. I feel terrible. This is not about money, it was A LENSE!!!!
Please tell me I am not going crazy here, anyone had this problem before? I can't stip cursing myself. I loved that lense. It is not working anymore.

[hickory]

check your homeowners insurance policy you may be covered minus the deductible. i feel your pain :cry:

[Ferdinand]

Ouchie I feel for you. I dropped my 50mm f1.8 from table to concrete floor but I think the ES-62 lens hood cushion the fall some what and its still working fine. *phew*


Regards,
Ferdinand

[cgratti]

Yesterday I was changing the lens on my Rebel and it DROPPED! On the concret! It was 100 mm f/2. I just can't stop thinking what kind a idiot I am. I just bought it 2 weeks ago. The regular people (non-photographers) just roll up their eyes: so what? how much was it?
They just CAN'T understand. I feel terrible. This is not about money, it was A LENSE!!!!
Please tell me I am not going crazy here, anyone had this problem before? I can't stip cursing myself. I loved that lense. It is not working anymore.

I am sorry to hear that. I am EXTRA careful when changing my lens or setting my camera down for fear of it falling or being dropped.

Its done, you cant do anything about it, check your homeowners policy and recoop the loss bet you can. How much was the lens?

[hickory]

I dropped my D30 while it was in a backpack with no padding. I had my Sigma 70-200 on it at the time and it probably fell 4 feet onto blacktop. I really didn't want to open the backpack up to see what had happened. But what I found was that the D30 body was fine because it fell on the end of the lens and all that was damaged was the filter which of course was a zillion pieces. The Sigma still works fine with a new filter that is.

[CyberDyneSystems]

:( :cry:

[Jmurman]

check your homeowners insurance policy you may be covered minus the deductible. i feel your pain :cry:

so how would a homeowners insurance policy cover against this? :shock:

[theflyingkiwi]

out of everthing that I like about photography, there is one part that I hate, and that is changing the lense.

I always fell like I am going to damage something.

One of the reasons why I got a dslr in the first place is because being able to change the lense.

go figure

so I feel where you are coming from :? :cry: :oops:

[Malok]

Agh! I sure feel for you. I just dropped my camera (G3) on the pavement last week and destroyed it. I'm still trying to get over it. I sure wish that it was made of something besides plastic.

A number of people here have mentioned insurance. I am certainly considering it now. As I sell a number of my images and gain a little income from it, I was told that homeowners insurance woudn't cover it. It was suggested that I look into "scheduling". Has anyone done this? What might it cost to insure a couple thousand dollars of equipment?

Hang in there. Life will get better again.

Malok

[wtlloyd]

check your homeowners insurance policy you may be covered minus the deductible. i feel your pain :cry:

Do not use your policy for something trivial like a lens that's under $500 replacement cost. Get an Inland Marine policy, and schedule (list) the exact equipment you want to cover. Keep the list updated with your Insurer as you add/sell equipment.

You will risk increased rates at the least if you make a claim, so make sure it's worth it.

[Belmondo]

I am one of the few people in this forum that can really, really identify with how you feel. I had my 100-400 on the floor in the back seat of my pickup. I forgot it was there, opened the door, and it rolled out onto the paved parking lot.

The lens now does not focus manually, and is waiting to be shipped to Canon to rectify my stupidity.

There's no shame in this (unless you do it a second time).

Tom.

[roanjohn]

OUCH!!! What a nightmare!!!

Hope this doesn't happen to anybody.

Ro1

[MHaberman]

A number of people here have mentioned insurance. I am certainly considering it now. As I sell a number of my images and gain a little income from it, I was told that homeowners insurance woudn't cover it. It was suggested that I look into "scheduling". Has anyone done this? What might it cost to insure a couple thousand dollars of equipment?

Hi Guys,
I have a "Personal articles policy" from State Farm on my Camera Equipment ($3000), Ski Equipment ($1500) and Computer ($2400) plus some other odds and ends that I cannot think of right now... I think the policy runs me right around $80 per year and has NO deduct! :D The coverage is for full stated value (you do have to itemize and provide serial numbers) and will pretty much cover everything from theft, acts of god and even our own stupidity :(
I personally think it is the best $80 I am spending on insurance even though I haven't had the oppertunity to try it out...
-Matt

[Lisard]

The lens now does not focus manually, and is waiting to be shipped to Canon to rectify my stupidity.

There's no shame in this (unless you do it a second time).

Tom.

Thanks a lot everyone! I knew I would fine a support here.

I have a question to Tom: how you can ship it back to Canon? Will they fix it or refund your money? The lens I dropped has a same problem - it doesn't focus manually at all and I noticed that there is a problem with autofocus as well. It didn't break into zillion of pieces, but it doesn't work. I couldn't even think of the possibility to fix it or to return. Is where a way?

The lense I bought at Adorama for $380. The same lens in Ritz Camera is $550. I still wonder who buys from them.

[Belmondo]

Lisard:
I live only a couple hours drive from the Canon repairs facility at Irvine, CA, so i'm going to hand carry it when I get a chance.

Who buys from Ritz?

Nobody (in their right mind).

Thos.

[CoolToolGuy]

To me, Ritz is like Best Buy as far as cameras and gear. Neither store carries any of the lenses I would want, and most of the folks don't have a clue about questions I have. The difference is that most of the folks at Best Buy will admit it if they are not photo experts, and I expect that from a Big Box retailer. I have a little more contempt for Ritz, since they pretend to be a photo specialty, and have swallowed up many good camera stores to turn them into just another Ritz. In either case, I might buy something there, but the circumstances would have to be right. :x

Have Fun
Rick 8)

[kahfluie]

looking at the above comments I see the need for insurance and have placed a call with Statefarm (don't have a policy with them, but we'll be shopping around for the best policy avaiulable).

Here are my questions... if some of my camera equipment is stolen from my car, does that mean that I am covered twice - with the equipment policy and with my automobile policy (which is with Allstate)? Same goes for if it's stolen from the house... am I covered twice with my homeowners policy AND with the equipment insurance? If so, does that mean that I would receive the same amount... twice?

I know these are probably stupid questions, but someone told me that I would be able to put in claims with each company and receive the value of the equipment from each company. I question this thinking that insurance companies would safeguard against things like this.

[Scottes]

Here are my questions... if some of my camera equipment is stolen from my car, does that mean that I am covered twice - with the equipment policy and with my automobile policy (which is with Allstate)?

I got screwed on that once - car insurance didn't cover a stereo that was installed when I got it. Used car, very nice stereo, but insurance said that it wasn't factory installed, so they wouldn't cover it. Maybe I had very cheap insurance at the time, though.

During a discussion of this they said that anything in the car wasn't covered, and it would have to be covered by homeowner's insurance.

So I'd check - and don't believe them if they say you're covered - have them point it out in your policy.


And from a recent talk with my insurance company, things like cameras and jewelry aare NOT covered in a normal homeowners policy. They want you to take a rider to get the extra coverage.

Same goes for if it's stolen from the house... am I covered twice with my homeowners policy AND with the equipment insurance? If so, does that mean that I would receive the same amount... twice?

I would find it hard to believe that you'd be covered twice. Sounds like fraud to me. But why would you be paying twice?

[MHaberman]

kahfluie,
If you collect twice on the same "item" I think that is considered fraud and you will be plagued with verticle banding problems in all your future photographs :D . I think to a certain extent is it up to you which policy you want to claim it against, as long as you don't claim it twice.
I guess if someone broke into my house and only stole my camera I would probably put it on the "articles" policy, but if they stole a bunch of my other crap that isn't covered by the "personal articles" policy I might as well pay the deduct and put it all on the homeowners and not "tarnish" the other policy.
Remember that most insurance companies keep track of how many claims you have against certain types of policys. If you submit "too many" claims you might have problems in the future securing certain types of insurance coverage...
-Matt

[garethhhhh]

...you will be plagued with verticle banding problems in all your future photographs...

ROFL!!!! :lol: :lol: :lol: :lol: :lol:

[henkbos]

Had to climb through our window the other day as my wife locked all doors (when she went out, not because she was mad at me). Had my backback next to me. Besides some lenses, my D60 with the Sigma 15-30 attached. Back dropped about 4 feet. Auch, camera and lenses fine, but the Sigma was broken at the ring which attaches to the camera. Darn.
Well, now I have at least a valid argument to by new L-glass, since repair will be very costly. Sounds good for the wife, I thought.
Nope, fixed in 2 days for US$70. Double darn :D :D

[rick barclay]

Ouch! I know that hurts in many more ways than one. Sorry for you, pal.
I hope your h.o. insurance comes through for you.

[Bruce Hamilton]

Who buys from Ritz?
Nobody (in their right mind).
I have no problem buying from Ritz or Best Buy, if they have what I want. I just wouldn't make a point of going there first.

[Cadwell]

And from a recent talk with my insurance company, things like cameras and jewelry aare NOT covered in a normal homeowners policy. They want you to take a rider to get the extra coverage.

Not over a certain (small) value, anyway, and I'm sure that all us have equipment above that value. I have my camera equipment insured under a separate "all risks" policy from a company that specialises in insuring camera kit.


I would find it hard to believe that you'd be covered twice. Sounds like fraud to me. But why would you be paying twice?

No, what will happen is that the insurance companies will get into a long and heated argument about who's liability it actually is. The upshot of this is that you may see money from one of them..... eventually.