How much you pay for insurance?

[mariusnagy]

I planned to make an insurance for my cameras and lenses specially for this summer trip.
Here in Finland they ask for a little more than :evil: 350 euro/year for a permanent insurance (during all year) with 6 weeks continuous trip included at an insured value of 6000 euro.
I fell a little to expensive what do you think? :roll:
Do you know some company in Europe that ... :lol:

/Marius

[PekkaM]

I have a home insurance here in Finland from Pohjola which costs me about 60€ a year with my union discount (TEK). It covers hobby stuff I carry with me up to 3600€ if I remember correctly. The part I have to pay myself (omavastuu in Finnish) in case of damage is 120€. It's good for damages, theft etc. in Finland and other Nordic Countries.

If you are a pro, then it's no good for you and you need instrument insurance. Those cover full value of yuor equipment and are valid even when travelling.

[vvizard]

I've insured my camera-equipment in Norway. I just had to hand them the serial-numbers of all my equipment, and estimated price. Think I pay ~ $150/year to cover 10D, 70-200 2.8, 50 1.4 and 1GB MD. As I add a new lens, I just let them know, and they readjust the price I pay. It covers theft, if I'm not responsible for it myself, like leaving it widely exposed in a car (even though doors are locked), and it covers "accidents" done by _ME_. So if I where to slip on the ice, with a backpack of all my gear on the back, land upon it, and destroy every bit, I'm covered. But, if a friend of my asks to peek through my viewfinder, and slip the camera on the ground, I'm not. Therefore I'm very hesitant to let anybody loan any equipment.

[advdesigns]

Where do you get your insurance from?