Anyone use Regions Banking?

[EnronRocks]

So I have pretty much been doing this as a hobby for a while now, and have made a couple bucks here and there. Now it seems if I go to a event, I end up making around $100 - $150 just in print sales and even more when people order online.

For the time, I have been throwing this into my personal bank account, but I think I need to get a business checking account. First of I want some advice/reviews on Regions Banking if you have any, and if this account will do for now (http://www.regions.com/small_business/free_bus_checking.rf)? (Link to the info is in the question!)

Here is the key features of the account -
* $50 opening deposit
* No monthly service charge
* 150 items1 processed free each month ($.502 per item processed in excess of 150)
* Free Regions Business Visa® CheckCard with CheckCard Rewards
* Free RegionsNet for Business Online Banking with Bill Pay ($.50 per item paid in excess of 15 monthly)
* Overdraft protection available (subject to credit approval)
* Deposited cash and coin at no charge for the first $10,000 per month, $.10 per $100 after $10,000
* 30% discount on safe deposit box rental (subject to availability)
* Negative collected balance fee of Regions base plus 2%2
* Imaged monthly statement

Thanks Guys! I finally started making money!

[Steve Wintrow]

i use regions and have a business account with them. I have had no complaints with the service and the online banking is great. I have also found that most credit card companies also have sites for online payment and such.

[IndyJeff]

I too have a regions account and I like them. Only one warning I can point out and I am not sure if it is the same with all banks but, my bank for my personal account is a different bank. I used their "easy bill pay system". Set up the accounts to pay and pay the bill online. Only trouble was I had some bills that became late, like 7 days late. So I inquired with a contact at that bank and she told me when you use the pay online feature the money is withdrawn from your account and can take up to 8 days to disburse the funds. When i aksed where the money was for those 8 days she smirked and said it was transferred to an account which the bank has that earns interest. Most places you would want to use this feature have online sites where you can pay them directly anyway.