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View Full Version : Buying gear? Save money by asking a single question.


Picture North Carolina
9th of January 2009 (Fri), 14:34
And that question is:

"How much does your creditcard company charge you to process transactions?"

I just purchased a new body. The price was $2550. I asked the question and the answer was 3%.

3% of $2550 is $76.50. I offered to pay by check instead of creditcard if they would discount the camera price by $35 down to $2515. That gives the store an additional $41.50 in profit.

They said yes - I wrote the check. I'm sure stores you deal with will also accept cash, and cashier's checks (under certain conditions) also.

Caveats:

- You have to have the money in your checking account. Don't be writing no worthless paper because you won't be shooting many pics from jail.

- You'll probably have to be known. Most likely, if you are a strange face in the shop they may not do it. They tend not to like receiving worthless paper.

- You are not afforded the same protections as when paying by creditcard, but again, if this is somebody you've worked with before it should not be a problem (if they value your business.)

jrm27
9th of January 2009 (Fri), 16:07
I've done the same thing buying guitars with cash. A wad of cash speaks volumes.