Public Liability insurance for an amateur (UK)

[rammy]

Hi,

I am not a professional wedding photography, keen amateur. I am trying to get a quote for public liability insurance and they ask me about my business details, company name, address etc.

Obviously, I don't have one :-)

So, does anyone know any UK insurers who can provide liability cover for an amateur and preferable for a single day/event.

FYI - I will need this cover for shooting in certain locations next week and if I don't get it then I will be very restricted.

Thanks
Ramesh

[RobKirkwood]

Have you tried Aaduki? We, and many full-time wedding togs we know, have our insurance through them.

No idea if they cover exactly what you're looking for, but it's always worth asking them as I know from personal experience they will vary their terms to suit individual businesses (we got 24 hour unattended equipment cover in vehicle by asking).

I think the concept of being amateur but requiring public liability cover are probably at odds with each other, so they'll probably treat you as part-time pro.

http://www.aaduki.com/

Rob

[rammy]

Thanks Rob, I did take a look at them but they require me to insure my equipment which I don't want to do. I have it covered already. All I am looking for is just the public liability insurance. I'll give them a call anyway to see if they will just provide cover for the liability.

[Swaffs]

Ramesh,
I use Aaduki,
and I'm sure when I started I did not insure my equipment through them.
Just PLI.

Have you tried calling them?
It may be things have changed.

[paulfrancis]

Ashburnham Insurance can provide public liability insurance for a photographer (http://www.ashburnham-insurance.co.uk/public-liability-insurance/Photographers.shtml) in the UK. They don't insure single events but the price for the year is only £52.66 for £1,000,000 cover. The only term is that it excludes studios.

[rammy]

Ramesh,
I use Aaduki,
and I'm sure when I started I did not insure my equipment through them.
Just PLI.

Have you tried calling them?
It may be things have changed.

Ashburnham Insurance can provide public liability insurance for a photographer (http://www.ashburnham-insurance.co.uk/public-liability-insurance/Photographers.shtml) in the UK. They don't insure single events but the price for the year is only £52.66 for £1,000,000 cover. The only term is that it excludes studios.

Thanks for the info guys. The event is over and luckily I didn't need the public liability insurance in the end. Good to have one though so will look into your recommendations.

Thanks!
Ramesh

[RT McAllister]

EOS 5D MkII | EOS 50D | EOS 30D | EF 17-40 F4L | EF 24-70 F2.8L | EF 24-105 F4L IS | EF 70-200 F2.8L IS | EF 35 F1.4L | EF 50 F1.4 | EF 85 F1.8 | EF 100 F2.8 | EF 135 F2L


Just looking at your lens collection I'd hate to pay your equipment premium. (Or medical insurance for having to carry all that). :mrgreen:

Edit: Oh yeah... you're in the U.K. Government health care.

Carry on!

[rammy]

Just looking at your lens collection I'd hate to pay your equipment premium. (Or medical insurance for having to carry all that). :mrgreen:

Edit: Oh yeah... you're in the U.K. Government health care.

Carry on!

They don't all come out to play at the same time :-)