Public Liability Insurance ... a few questions for UK motorsport togs

[fashioneyes]

What's the normal amount covered for UK press togs ?

Where's a the best place to buy from ?

[Ingsy]

I'm looking into this myself at the moment. As I understand it, it can vary from circuit to circuit, but some can want cover for £5million.

I've looked around online and prices for a years cover seem to be in the region of £100. As for where is best to get it from, I've not bought any yet, so can't help you with that one.

[Simon Harrison]

Most circuits (eg MSV and BARC owned) will want £5m in public liability cover. I used Glover & Howe in the past, taking it as an add on to my equipment insurance.

You will usually need to leave a copy of your public liability insurance certificate with the circuit office, along with all the other gubbins needed for accreditation.

Hope this helps.

Simon.

[fashioneyes]

Thanks Simon,

I discovered that I can add to my company's public liability insurance a second profession/trade so I will be able to add photographic services and increase cover to the required £5m mark.

I have a letter from a publication stating that I am working for them.

MSV/BSB website have used some of my photos on their main page and this willl be for BSB meetings.

What other gubbins helps the process along ?

Thanks in advance
Nigel

[andrewc]

Gubbins would be letter of accreditation and typically 3 examples of published work within last 12 months.

[Simon Harrison]

What Andrew says!

I presume that the publication is a relevant one?

In my experience, BSB is one of the hardest to get accreditation for. They also have different levels of access eg you might get trackside, but not be allowed on the grid.

Also bear in mind they have extremely tight control on image rights. You'll have no issue using your images editorially, but they will not allow you to make them available for general sale as prints etc unless you make other arrangements. I know of photographers who've had cease and desist notices related to BSB. This can include just putting them on your website.

Simon.

[fashioneyes]

Thanks Andrew/Simon,

The relevant publication is a local rag where one of the teams is based I was told by someone at MSV that it would probably be enough.

I already have BSB grid access (I'm associated with one of the teams) ... and am looking to get trackside access, and I've already supplied the BSB website with images in the past.

What I don't have is published pictures ... it's a real catch 22 situation ...

[Simon Harrison]

Thanks Andrew/Simon,

The relevant publication is a local rag where one of the teams is based I was told by someone at MSV that it would probably be enough.

I already have BSB grid access (I'm associated with one of the teams) ... and am looking to get trackside access, and I've already supplied the BSB website with images in the past.

What I don't have is published pictures ... it's a real catch 22 situation ...

You don't have to be trackside to achieve published pictures. When I first started supplying a local rag with pictures, I did so for around 12 to 18 months before they were happy enough with what I was supplying to support accreditation applications. To be honest, there's a really good arguement that says you shouldn't be trackside if you can't get shots good enough for publication from the spectator areas.

The problem here is that you're going straight to the pinnacle of British bike sport straight away. This means you've missed out the layers underneath where you would normally have got your published pictures from.

Simon.