I have found that some folks are terrible about replies of any type, when they do not have a definitive answer! My wife's sister-in-law is someone who exhibits the 'ostrich' behavior to the extreme! She has not paid property taxes or income taxes in about 5 years...the ostrich does not understand that the county can take possession of her house and sell it from under her, for the tax bill. She understands that the IRS can attach bank accounts to pay taxes incurred when she and her husband sold their house and incurred capital gains (20 years of ownership in SF) it happened to them! Yet she does not file income taxes, she had not even thought about the exclusions allowable by the IRS against capital gains on homes, to diminish tax bills. Instead of asking for help, there is ostrich behavior whenever she cannot cope... "if I ignore it, it will go away". She even admits to that as an modus operandi of hers. Perhaps your photographer is an ostrich, too.