No not opposed to an account, just never bothered, no need...until now.
Anyway. I made it home and was itching to get some sd cards through this camera and into lightroom and I did just that.
I tried 5 cards and they all work flawlessly so I decided to reformat the two bad sd cards in camera again. I actually reformatted them both twice and shot them both, now they too work flawlessly...I don't know, everything works now and I have no idea why it didn't work before.
I guess just chalk it up to a glitch and move on but I'll be shooting these cards extensively for a week or so just to see if I can replicate it.
I do appreciate the help I get here, thank you all very much. Also a shout out to Eastcoast for offering some PM help, fortunately it's not need but thanks again.