Jerobean wrote in post #10774746
credit cards are fantastic, the only people who shouldn't have them are the people who forget they have to pay their bills at the end of the month. As long as you pay your card off every month
you can get great rewards and many other perks for free.
I make a few hundred dollars every year simply by putting almost everything I can on my American Express card.
One of the great credit card myths. You have paid for anything you get "for free" by the time you can get it. Even if you pay cash, you pay extra for credit card users to get their "free" stuff. Surely you can understand there is no "free stuff".
Buy the quality you NEED. That may not be "the best" at all. Most people here are confusing "want" with "need". We all make choices about what we want, and wanting something may be a good reason to get it, but there is an enormous amount of what people want that is simply a creation of marketing and insecurity.
Very few photographers actually NEED the very best of anything for the photography they, in fact, do. What they think they do and what they say they want to do may need good equipment, but what they actually shoot and what they finally do with their photographs can very often be done with just "decent" equipment.
I know many photographers who never approach the technical limitations of their equipment. I know, and see on the web, many photographers for whom the main motivation for top of the line gear seems to be so they can say they have better stuff than the photographers they meet.