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FORUMS Photography Talk by Genre General Photography Talk 
Thread started 17 Sep 2010 (Friday) 00:06
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TheBurningCrown
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Sep 17, 2010 13:15 |  #46

arentol wrote in post #10927607 (external link)
Guy asks for your wallet, reach into your pocket and pull this out instead.

I wouldn't risk that with a box cutter to my throat - would you?


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alpha_1976
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Sep 17, 2010 13:24 |  #47

sorry to hear but welcome back.


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proxes
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Sep 17, 2010 13:27 |  #48

Through my renters insurance personal articles rider with State Farm I pay about $8 a month to cover $8000 worth of gear. Glad you're ok, no life is worth a backpack full of camera gear.


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kingbob734
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Sep 17, 2010 13:51 as a reply to  @ proxes's post |  #49

TheBurningCrown wrote in post #10927638 (external link)
I wouldn't risk that with a box cutter to my throat - would you?

Trust me from someone who deals with this kind of thing a lot (unfortunately) if you make them panic or struggle in that situation... you will get cut, even if its not life threatening... you will still get cut.

If they have the upper hand, use your sense... give them your camera, not your life!


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Kooper
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Sep 17, 2010 14:00 |  #50

cptrios wrote in post #10927122 (external link)
And do any of you really think that shooting a mugger in the back and killing him is worth $8000 worth of stuff?

Yes, yes I do.


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sk82712
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Sep 17, 2010 14:02 |  #51

I'm sorry to hear about this man. wow. In the situation, i'm not sure that having a weapon would have helped or made the situation worse...Maybe if you were able to draw on him before he got close enough, but...Hindsight is 20/20.

As far as the insurance thing, not sure if you are / were military, but USAA (a military / DOD only bank) offers insurance policies. I pay something like $15 a month for all of my gear (by serial number) that covers everything from dropping to water damage to theft.


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XcesiveSlyd
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Sep 17, 2010 14:22 |  #52

Time for me to call USAA and get some details. I have renters but it would be smart to have coverage while I'm out here on my desert vacation...

OP you did the right thing for your circumstances. CCW's are very hard to obtain in CA, not to mention that laws vary for state to state travel. To say one would do something a situation is easy, to have the presence of mind to do it within what you decide is right is entirely different.

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sk82712
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Sep 17, 2010 14:25 |  #53

XcesiveSlyd wrote in post #10927999 (external link)
Time for me to call USAA and get some details. I have renters but it would be smart to have coverage while I'm out here on my desert vacation...

OP you did the right thing for your circumstances. CCW's are very hard to obtain in CA, not to mention that laws vary for state to state travel. To say one would do something a situation is easy, to have the presence of mind to do it within what you decide is right is entirely different.

-Chris.

They call it "valuable personal property insurance'.

I just got back 14 days ago. Come home safe.

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Organic ­ Treats
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Sep 17, 2010 15:01 |  #54

That sucks. I have State Farm home owners and it covers all my equipment. It doesn't matter if it gets taken from my home, car, or anywhere else. It's all covered.


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harcosparky
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Sep 17, 2010 15:04 |  #55

tman152 wrote in post #10924742 (external link)
I think my renter's insurance only covers the camera when it is in my appartment.

I think you are wrong and need to contact the Ins Co.

I had Allstate RENTERS Insurance and it covered a theft of camera gear while I was out and about shooting. You will need that police report though.




  
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jacobsen1
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Sep 17, 2010 15:08 |  #56

OP, if you have renters insurance at the time of this theft, that should cover you... If not, it will going forward. I carry a specific ryder for my camera gear, but it's for breakages due to my mistakes. Theft or fire etc are all covered under my home owners (and renters when I had it).

garycoleman wrote in post #10926790 (external link)
that's why you need to have a concealed gun nowadays. after the criminal robs you, you pull it out and shoot him in the back while he is fleeing with your items.

if you shot the dude while he had a knife to your throat you MIGHT win the case, but even that's a risk these days. Shooting as he's fleeing is only kosher in TX I believe... :lol:


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harcosparky
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Sep 17, 2010 15:10 |  #57

arentol wrote in post #10927607 (external link)
Guy asks for your wallet, reach into your pocket and pull this out instead.

Nah, attach Smoke Grenade to the side of the backpack with the pin attached to your belt via a 4 foot long cord. As he runs off the pin gets pulled and there he is running with a trail of smoke following him. You think his buddy will let him in the car with a burning smoke grenade? :lol:

jacobsen1 wrote in post #10928247 (external link)
if you shot the dude while he had a knife to your throat you MIGHT win the case, but even that's a risk these days. Shooting as he's fleeing is only kosher in TX I believe... :lol:

Shooting someone in the back is never good.

Yell out to him " hey you forgot my GOLD WATCH! " As he turns to come back and get the watch, then you shoot him.




  
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JBF
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Sep 17, 2010 15:15 |  #58

What a horrible story. I call my Ins Agent as soon as I get home with new equipment. I have about $22,000 worth of Camera gear and all is insured with only a $500 deductible. If I got my stuff stolen or lost in a fire or flood, there is no way I could replace it without Insurance, and I am pretty sure at my age (56) I would not save up again. The prices have increased so much on Canon Lens and cameras it would take almost 1.5 times the money to replace it all. So sorry about your bad luck. The only thing I can say about it is "What goes around comes around". He will get his someday.


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waynethegiant
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Sep 17, 2010 15:15 |  #59

And i thought getting mugged for $400 and my cell phone at UCLA was bad. At least you're okay :\


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tkadrum
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Sep 17, 2010 15:16 |  #60

harcosparky wrote in post #10928219 (external link)
I think you are wrong and need to contact the Ins Co.

I had Allstate RENTERS Insurance and it covered a theft of camera gear while I was out and about shooting. You will need that police report though.

My understanding about Renters Insurance, and have a friend who was robbed while walking home at night.

Insurance will be covered if the items were stolen from inside of the car, inside your property. Anything outside, it is not covered.


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