I have been using chase quickpay instead of paypal recently
it's like paypal gift, no fee for both of sender/receiver
someone may said paypal would provide buyer protect. actually NOT
as long as seller provide tracking info and get your signature, you can't argue nothing, even if it's just a brick inside the box..you won't find it out before fedex truck left...
you DO NOT need to have chase account to do quickpay, it can link w/ any bank account, but At least one of the accounts in the requested payment (either the sender or the recipient) must be a Chase checking account.
link to more details
www.chase.com/quickpay