there is no buyers protection from pay-pal . even if you use it to pay for an ebay item. trust me i been taken a couple of times and pay pal says. ( they can only get what the seller had in the pay pal account). so if is nothing thats what you get back.
i always been in the honest saide from pay pal but they're not being helpful when it comes to getting your money back.
so i use gift. it saves me money and makes me happy to get some of the unreturned money back.
I've had this happen to me. What really pissed me off though, is that paypal didn't freeze the seller's account. Even though they (paypal) ruled in my favor, they said there were no funds in the seller's account. They then closed the issue. A few months later, I met someone who got scammed by the same guy I did. It was the same paypal acct. When I contacted paypal regarding why they didn't refund my money once additional funds showed up in the seller's account, they said the issue had been closed, and the seller would have to authorize them to refund my money. WTF? This is after paypal had ruled in my favor!
Two things I really can't stand are flea-bay and paypal. I try not to use either one. And I will NEVER pay someone for something w/ paypal gift.