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FORUMS Canon Cameras, Lenses & Accessories Canon EF and EF-S Lenses 
Thread started 26 Jul 2011 (Tuesday) 16:03
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Lens insurance

 
CHUCK ­ A
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Jul 26, 2011 16:03 |  #1

Just wondering how many of you purchase insurance when you buying a high ticket lens.


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pdrober2
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Jul 26, 2011 16:07 |  #2

i insure my camera, flash and each lens. its not very much to add it to a renters/homeowners policy and it will cover theft or breakage.


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bobbyz
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Jul 26, 2011 16:08 |  #3

state farm personal article policy.


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x.pozhr
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Jul 26, 2011 16:13 as a reply to  @ bobbyz's post |  #4

^^ Same thing with Liberty Mutual.


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ralff
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Jul 26, 2011 16:20 as a reply to  @ x.pozhr's post |  #5

My agent has a list of all my equipment with serial numbers, I add new equipment when I buy.


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biggcstylez
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Jul 26, 2011 16:22 |  #6

State farm. Personal articles policy. Dirt cheap to insure. Uf one day something takes a dump or is stolen I'm sure I'll thank my lucky stars...


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artyH
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Jul 26, 2011 17:25 |  #7

I have my cameras and lenses attached to my homeowner's policy, but I also bought an extended warranty for lenses that could have mechanical problems over the long haul - like the Canon 50 f1.4, for example.
It is cheap "insurance."




  
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vitacura
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Jul 26, 2011 21:53 |  #8

+1 on State Farm.


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pxchoi
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Jul 26, 2011 22:12 |  #9

+1 State Farm, it's cheap and they cover everything. There can be several exemptions to renters and home owners insurance.

A personal articles policy from State Farm covers Lost or stolen, accidental and you're even covered internationally.


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ConCon
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Jul 26, 2011 22:34 as a reply to  @ pxchoi's post |  #10

This sounds like something that I have worried about for a long time. Where can I find information on policies and prices? This would really ease my mind about carrying an expensive and obvious camera and lens around in public.




  
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sportmode
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Jul 26, 2011 22:42 as a reply to  @ ConCon's post |  #11

+1 State Farm, especially considering how much lens cost these days...


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BroncoAZ
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Jul 27, 2011 01:16 |  #12

+1, I use a USAA personal articles policy. USAA covers things worldwide, some policies I saw were US or North America only.


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NinetyEight
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Jul 27, 2011 01:49 |  #13

CHUCK A wrote in post #12827105 (external link)
Just wondering how many of you purchase insurance when you buying a high ticket lens.

Do you mean Insurance against accidental damage and/or theft or an extended warranty to cover and possible mechanical/electrical/​optical faults with the lens?

If it is against damage, what about your camera body?


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pxchoi
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Jul 27, 2011 01:55 |  #14

ConCon wrote in post #12829156 (external link)
This sounds like something that I have worried about for a long time. Where can I find information on policies and prices? This would really ease my mind about carrying an expensive and obvious camera and lens around in public.

Talk to your insurance company about a personal articles insurance policy. With State Farm, I want to say that its somewhere around $1.25 for every $100 to insure all your equipment. I believe there is a 0 deductible on my camera stuff and $250 for my Macbook. You don't have to have State Farm for auto and home either, I don't.

My policy does not cover normal wear and tear, but everything else is covered.


Patrick Choi
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BigBadWolfie
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Jul 27, 2011 02:16 as a reply to  @ pxchoi's post |  #15

I'm considering buying extended warranty for my camera body and lens which cost me about the same amount of money. But once I start adding up the cost, insuring both with accidental warranty takes a big chunk of change. I suppose that when it comes to accidents there's more likelihood of dropping the lens only, than the body only. But how much piece of mind will you get from insuring a lens that will be attached to the camera body 90% of the time and not the camera body as well?

And what about just an extended warranty for mechanical failures? Is the camera body more prone to mechanical failure than lenses? And which mechanical failures are expensive to fix? 2 to three years down the row, you know your lens will be worth more than your camera body. But from everything I've read, fixing zoom and focus rings and IS often come out cheaper than fixing a camera body that has a part that failed.




  
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Lens insurance
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