This helps me out as well. Thank you guys!!!
Here is the setup I have and that I really wish Adorama would have put together as a kit.
$159.95 http://www.adorama.com/FP320MS2.html Flashpoint II 320M with 9.5ft stand and 24x36 softbox
$144.95 http://www.adorama.com/FP320MS1.html Flashpoint II 320M Monolight Kit, 150 Watt Second, One Monolight Kit with 9.5'black Light Stand and 24" x 24" Softbox
$14.95 http://www.adorama.com/LTU33BC.htmlAdorama 33" White Interior Umbrella with Removeable Black Cover.
$49.95 http://www.adorama.com/FPBF160.html Flashpoint Budget Studio Monolight Flash, 160 Watt Seconds, with User Replaceable Flash Tube.(+adjustable output and modeling light)
$9.95 http://www.adorama.com/LTBFS.html Adorama Filter Set for Budget Monolight Flash, Four Colored Plastic Filters.
$11.95 http://www.adorama.com/LTBSH.htmlAdorama Snoot for the Budget Flash Monolights.
$19.95 http://www.adorama.com/LTSB.html Adorama Background Lightstand with 1/4 x 20 Threaded Mounting Screw. With 36" Extension Pole.
I've added to it a lot, but this will give you some decent stands to work with (air cushioned is important when working with these heavier monolights). You'll have two soft boxes (a 24 and a 36), and umbrella you can bounce from or shoot through, a backlight and stand which can operate as a slave with adjustable power and a modeling light that adjusts with the output as well. You'll have some color you can snap onto that backlight for background effects or you can move that to the side and use the snoot for highlights. This will give you tons to learn with and there are more accessories you can add to it. If a bulb goes out, they are all replaceable and parts are readily available. The stands are all decent enough to keep around if you go with more expensive lights later. You can even buy battery power packs for the 320Ms later for more portability (although the modeling lights do not work on battery power).