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FORUMS Marketplace & Market Info Market Watch 
Thread started 27 Apr 2011 (Wednesday) 16:59
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Stolen MARK II! Please Help!!

 
bettyn
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Jul 20, 2011 13:27 |  #46

My neighbor's son's hoodlum friends broke into my car and managed to get into the trunk. They stole a bunch of stuff including my golf clubs. The police caught them, but it was a YEAR before I could get my stuff back as the police held it for evidence! Hope that doesn't happen with your camera as it's your livelihood.


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chinorider
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Jul 20, 2011 15:53 |  #47

Thieves are the lowest creature in the gene pool.


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vipergts831
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Jul 20, 2011 15:58 |  #48

JessKuiper wrote in post #12788301 (external link)
My laptop was recovered by henderson police!!!! The camera is still missing but we have a name of the GIRL who tried to pawn my laptop. Everyone keep your fingers crossed for me. We find her we could find my mark II!

I hope thats the case Jess!


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JackLiu
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Jul 20, 2011 16:28 |  #49

Sorry for your lost ... must have been a sinkin feeling.
As of right now, don't have insurance coverage for my gear; will have to look into it with my insurance carrier.


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bigcountry
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Jul 20, 2011 16:35 |  #50

State farm blows. be sure your agent is up to date on state farms policies. mine wasn't and mislead me.

i had a break in to my home and state farm treated me like the criminal. they didn't even cover all that my agent said they would, and yes i had a business policy. thankfully i had a secondary policy.

again be sure your agent is up to date on state farms policies, because mine wasn't and if it weren't for secondary policy, i would've lost about $15,000.

(this particular state farm) insurance agents just want you to buy policies, i dont think they truly have your best interest in mind.


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Methodical
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Jul 21, 2011 00:56 |  #51

I think it would be more accurate to state that your State Farm agent blows.

I say this all the time; it doesn't matter what your agent says is or isn't covered. The only thing that matters is what is written in the policy's terms and conditions. If anyone believes all that comes out of the agent's mouth may be in for a big let down. They don't always know the specifics of all policies. You'd better obtain, read, understand the limits and maintain the written policy.

bigcountry wrote in post #12794064 (external link)
State farm blows. be sure your agent is up to date on state farms policies. mine wasn't and mislead me...

again be sure your agent is up to date on state farms policies, because mine wasn't...


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ArinX
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Jul 21, 2011 13:45 |  #52

in for updates


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OneJZsupra
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Jul 22, 2011 13:50 |  #53

ArinX wrote in post #12799574 (external link)
in for updates

+1.


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ktownhero
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Jul 22, 2011 13:53 |  #54

Methodical wrote in post #12796488 (external link)
I think it would be more accurate to state that your State Farm agent blows.

I say this all the time; it doesn't matter what your agent says is or isn't covered. The only thing that matters is what is written in the policy's terms and conditions. If anyone believes all that comes out of the agent's mouth may be in for a big let down. They don't always know the specifics of all policies. You'd better obtain, read, understand the limits and maintain the written policy.

Which starts to make you wonder if insurance companies have agents who intentionally mislead people over what's covered. I mean, what do they have to lose? Most likely they will end up saving claims that they have to pay out due to the high number of people that will just give up, and then when somebody pushes harder they just take care of you.




  
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spb
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Sep 29, 2011 16:32 |  #55

Methodical wrote in post #12401954 (external link)
Good luck. And to those considering insurance, please be sure it is a stand alone policy and not a piggy back policy, but if you must be sure to ask lots of questions about the consequences of filing claims.

why stand alone? considering insurance after stories like this.


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Methodical
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Sep 29, 2011 18:39 |  #56

If you piggyback off you homeowner's policy (an example) any claim goes against that policy; too many claims may get you canceled. In addition, you will have a deductible for any claim. You don't want to take that kind of risk, plus you only want to make claims against your homeowner's policy for big time issues.

Therefore, you'd want a stand alone policy because it's a separate policy and claims only go against it, no deductibles, covers everything except wear and tear, and it's cheap (cheaper if a hobby). Talk to an insurance agent to get some quotes.

spb wrote in post #13183740 (external link)
why stand alone? considering insurance after stories like this.


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cacawcacaw
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Sep 29, 2011 19:34 |  #57

Methodical wrote in post #13184266 (external link)
... too many claims may get you canceled. In addition, you will have a deductible for any claim. You don't want to take that kind of risk,...

Therefore, you'd want a stand alone policy because it's a separate policy and claims only go against it, no deductibles, ...

That sounds like really good advice. I wonder if POTN group discounts are a possibility.


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ArinX
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Sep 30, 2011 23:02 |  #58

wish the op would update us


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slickooz
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Sep 30, 2011 23:38 |  #59

in for updates.


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Ron ­ Bailey
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Oct 02, 2011 21:02 |  #60

updates


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Stolen MARK II! Please Help!!
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