(Not ignoring you, Roger, but time is short at the mo', what with the baby...)
Yes, you can pay cash, assuming, like Roger says, you have enough laying around. Or you can use credit -- my grandson needed some emergency dental surgery a while back and I had the "joyful opportunity" of taking the debt on, for which I get to pay every month...I'm not excited about doubling or tripling those payments to get work done on me!
Sounds like a lot of trouble for you, Tony....so sorry to hear it's so tough over there. So, there really is no money "for the people"?
And I know we can't get "political", but it does seem like the Good Ol' U.S. of A. is suffering badly, from too many years of scoffing too many "sweeties" down its collective throats....
Reminds me of that chap from Sea Shepherd - Paul Watson - who, in between being a bit barking-mad, perhaps has a point in that the earth has really begun to groan under the weight of all us "humans".
He reckons (don't know how exactly) that around a "billion humans" is sustainable....after that, crisis-is-a-coming!!!