OK, having read the whole 34 pages, I'm in. Have uploaded all my flickr photos, and applied for AdSense. I'm hoping my razzi page will suffice for the website. Otherwise I'm out of luck.
Re: ca$h, the way I see it, if the money starts to flow then good (and going by some people's posts it is now starting to). If it doesn't so what? It's still free and my flickr, although free is limited. I made my limit last month with not a lot of photos.
This is me redflash razzi - feel free to add, and I'll go through the list soon and start doing the same when I can.
Don't bother clicking ads yet though, as I'm still waiting on approval from AS - and reading between the lines, I think it may be rejected as I don't have a website.
Bottom line - free unlimited photo hosting, which MAY generate a few $$ - cool.