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FORUMS Post Processing, Marketing & Presenting Photos The Business of Photography 
Thread started 14 Jul 2011 (Thursday) 16:45
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Is There A RECENT Insurance Thread?

 
PeaceFire
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Jul 14, 2011 16:45 |  #1

Searching "Insurance" gets you a lot of "you should have insurance" replies. :P Understandable, but not helping me!

Is there a thread where we chatted about insurance, the companies everyone is going through, and how much you're paying from the past, oh, 12 months? I feel like I saw one recently and now I can't find it. I've found a few that date back to 2008ish and of course the sticky up here has some recent stuff, but I was looking for a slightly more current discussion on this.


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FlyingPhotog
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Jul 14, 2011 16:50 |  #2

What kind of insurance?

Do you want to cover just your gear or are you looking for a more all-encompassing plan for a business that covers gear and includes liability and E&O coverage?


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PeaceFire
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Jul 14, 2011 17:52 |  #3

Property and liability. I'm already covered, I'm just exploring other options.


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FlyingPhotog
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Jul 14, 2011 18:39 |  #4

I have an agent in Chandler who I really like. If you're interested, PM me and I can give you her contact info.

I recently overhauled 110% of my insurance and financials with her and I'm in a much happier place for it.


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PeaceFire
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Jul 14, 2011 19:58 |  #5

Oh, I would but I actually live in California now. Which is part of my dilemma. I know my insurance is good in all 50 states but I want to make sure I have all of California's regulations or whatever taken care of now that I live there.


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FlyingPhotog
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Jul 14, 2011 19:59 |  #6

Well, didn't know that. According to your info, you're "Tri-Coastal" so I figured I'd make the offer...

Best of Luck


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PeaceFire
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Jul 14, 2011 23:20 |  #7

Yea, I need to change that. I do spend part of the year in Phoenix (usually 2 months in the winter) but full time I'm in CA now.


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pyrojim
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Jul 16, 2011 13:52 as a reply to  @ PeaceFire's post |  #8

Peacefire,

You never called me about the wedding topic


AND I work in an insurance brokerage.


Give me a call

J


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ChadAndreo
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Jul 19, 2011 20:08 |  #9

which companies are usually recommended for equipment insurance?


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airfrogusmc
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Jul 19, 2011 20:55 as a reply to  @ ChadAndreo's post |  #10

We have all our business insurance through State Farm.




  
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MJPhotos24
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Jul 20, 2011 02:03 |  #11

ChadAndreo wrote in post #12788781 (external link)
which companies are usually recommended for equipment insurance?

Hands down Tom C. Pickard Insurance (Farmers)...among professional photographers it is the most recommended one you'll find, least it was earlier this year when I did my search and they won without much of a fight from anyone else.


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pyrojim
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Jul 20, 2011 02:18 |  #12

MJPhotos24 wrote in post #12790270 (external link)
Hands down Tom C. Pickard Insurance (Farmers)...among professional photographers it is the most recommended one you'll find, least it was earlier this year when I did my search and they won without much of a fight from anyone else.




that is because farmers can offer a good BUSINESS policy.

which is what a lot of people need.


if you throw in owning a studio the WHOLE game is off. travelers will HANDS DOWN in a building that is equipped with fire sprinklers beat out ANYONE.

its almost messed up what travelers does with that class.


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Avoidpuddles
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Jul 20, 2011 02:44 |  #13

I'm interested in covering just my equipment, about 10,000, from theft and breakage for freelance work. Can you guys recommend a certain company and how much should I expect to pay and want as my deductible? Thanks.




  
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ChadAndreo
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Aug 03, 2012 13:38 |  #14

MJPhotos24 wrote in post #12790270 (external link)
Hands down Tom C. Pickard Insurance (Farmers)...among professional photographers it is the most recommended one you'll find, least it was earlier this year when I did my search and they won without much of a fight from anyone else.

I just called TCP and they said that they are not licensed in Florida yet.
They recommend Taylor and Taylor or Hill and Usher.
Any suggestions?


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Is There A RECENT Insurance Thread?
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