I have State Farm Personal Property insurance with no other insurance/services through them. My insurance is about $10 per 1000. I had to call a second agent when I initially wanted to sign up as the first automatically said they don't insure in my zip code. Second agent was kind enough to double check and sure enough, no problems.
hmm, i will try another agent. the closest one to my area told me that they can only underwrite personal property insurance if my area is covered for their other insurance types, and when she checked my zip code, i was told that my area wasnt covered. probably due to the high payouts after Sandy, but if the insurance office is a neighborhood office, and they dont underwrite the neighborhood... kinda limits their sales ability