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FORUMS Canon Cameras, Lenses & Accessories Canon EF and EF-S Lenses 
Thread started 12 Nov 2013 (Tuesday) 11:15
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I can't believe what I did.

 
little ­ canon
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Nov 12, 2013 17:14 |  #16

It is an add-on clause to our homeowners but because it is a clause, I don't have to pay the deductible if I were to make a claim. I had to provide proof of value from receipts or a quote from a camera shop. It was easy and gives me peace of mind. I baby all my gear, but accidents and theft can happen.


I want lenses more than diamonds.
5DmkIII x2 | Canon: 100-400LmkII, 135mm 2.0L, 100mm 2.8L, 24-70LmkII | Zeiss: 100mm 2.0 and 50mm 1.4

  
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l89kip
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Nov 12, 2013 17:19 |  #17

magoosmc wrote in post #16446472 (external link)
Mine was a rider on my home owners - less than $100 per year. I turned in an equipment list with serial numbers and am now well covered.

Thanks for the info. Will check with my home insurance.


Gear: 7D II, 6D | EF-S 17-55 | 35/2, 85/1.8, 35 L,100L,135L, 24-70L II, 24-105L, 70-200 F/4L IS, Sigma 150-600 C | 580 EX II, 270 EX II

  
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l89kip
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Nov 12, 2013 17:20 |  #18

little canon wrote in post #16446479 (external link)
It is an add-on clause to our homeowners but because it is a clause, I don't have to pay the deductible if I were to make a claim. I had to provide proof of value from receipts or a quote from a camera shop. It was easy and gives me peace of mind. I baby all my gear, but accidents and theft can happen.

Yes, the amount of deductible is important. A policy with $1000 deductible would be almost useless.


Gear: 7D II, 6D | EF-S 17-55 | 35/2, 85/1.8, 35 L,100L,135L, 24-70L II, 24-105L, 70-200 F/4L IS, Sigma 150-600 C | 580 EX II, 270 EX II

  
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Kanye
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Nov 12, 2013 17:29 |  #19

little canon wrote in post #16446201 (external link)
I learned a lesson from a friend that smashed the bottom of his $5K vintage Gibson guitar because of an unsecure strap- insurance is a wonderful thing. Getting a check from his insurance helped easy some of the pain he felt. I went out the day after he put a hole in his guitar and got insurance on all my gear. It costs me about $180 a year to cover everything in my sig.

Where do you buy insurance for this?




  
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little ­ canon
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Nov 12, 2013 17:29 |  #20

l89kip wrote in post #16446493 (external link)
A policy with $1000 deductible would be almost useless.

So true!


I want lenses more than diamonds.
5DmkIII x2 | Canon: 100-400LmkII, 135mm 2.0L, 100mm 2.8L, 24-70LmkII | Zeiss: 100mm 2.0 and 50mm 1.4

  
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Myduc1098
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Nov 12, 2013 18:43 |  #21

Does insurance cover lost/stolen?


Nikon Df, D810 - 50mm f1.8G Special Edition (Black), 14-24mm f2.8G, 85mm f1.4G, 200mm f2G VR II, 300mm f2.8G VR II
5D Mark IV - TS-E 17mm f4L, 14-24mm f2.8 ART, 50mm f1.4 ART, 105mm f1.4 ART
Fujifilm X100f, X-T2, X-H1 Grip, XF 10-24, XF 23 1.4. Sony A9 is calling my name.
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little ­ canon
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Nov 12, 2013 19:15 |  #22

Kanye wrote in post #16446510 (external link)
Where do you buy insurance for this?

We use Allstate. Yes, theft is covered also on my policy.


I want lenses more than diamonds.
5DmkIII x2 | Canon: 100-400LmkII, 135mm 2.0L, 100mm 2.8L, 24-70LmkII | Zeiss: 100mm 2.0 and 50mm 1.4

  
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Bianchi
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Nov 12, 2013 19:51 |  #23

Kanye wrote in post #16446510 (external link)
Where do you buy insurance for this?

Get a quote from Allstate and State Farm..


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I26
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Nov 12, 2013 19:59 as a reply to  @ Bianchi's post |  #24

Wife and I have a personal protection policy with State Farm. Covers all the laptops, camera gear, jewelry, etc... costs a little over $100 a year. We get new stuff we call them and then send a copy of the specs and the receipt.


Canon EOS 30D / Canon 430EX | Canon BG-E2 Grip | Canon 400mm f/5.6L | Canon EF 70-300mm f/3.5-5.6 IS USM | Canon EF 28-135mm f/3.5-5.6 IS USM | Canon EF 50mm f/1.8 USM

  
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Keyan
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Nov 12, 2013 20:04 |  #25

Same here, State Farm. It is not technically part of your homeowners, however you get a discount for multiple policies. It is a personal articles policy that we have for my Wife's good jewelry and my camera gear. It is inexpensive peace of mind that covers loss, theft, and accidental damage.


Cameras: 7D2, S100
Lenses: 17-55 f/2.8 IS USM, 18-135 STM, 24-70 f/4L IS USM, 50 f/1.4 USM,70-300L IS USM
Other Stuff: 430 EX II, Luma Labs Loop 3, CamRanger

  
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ttownvstrom
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Nov 18, 2013 14:58 as a reply to  @ Keyan's post |  #26

Well I just got the bill from Canon. $375. Not as bad as I thought it could be, but a lot to teach myself a lesson. I paid they bill and am looking forward to getting it back.


Canon 7D2, Canon 100-400mmV2, Tamron 60mm macro, Tamron 10-24mm and Canon 400mm 5.6

  
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little ­ canon
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Nov 18, 2013 18:41 |  #27

Glad it wasn't worse and that you will have it back soon.


I want lenses more than diamonds.
5DmkIII x2 | Canon: 100-400LmkII, 135mm 2.0L, 100mm 2.8L, 24-70LmkII | Zeiss: 100mm 2.0 and 50mm 1.4

  
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Hollywood1053
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Nov 18, 2013 19:02 |  #28

magoosmc wrote in post #16446472 (external link)
Mine was a rider on my home owners - less than $100 per year. I turned in an equipment list with serial numbers and am now well covered.

Who is your home insurance with?
My policy would not cover my camera equipment value.


6D | 70D | 70-200 f4L IS | Σ 50 f1.4 | 17-50 2.8 | 1.4 TC II
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Tanglefoot47
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Nov 18, 2013 21:13 |  #29

Sucks man I was lucky my 1-400 slipped out of my hands but I caught it before it hit the ground




  
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GTogs
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Nov 18, 2013 22:39 |  #30

I added my State Farm Policy as a stand alone, not part of my home owners and it only costs $160 per year. I covers theft and any kind of damage. It offers a lot of peace of mind.


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I can't believe what I did.
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