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Thread started 01 Nov 2013 (Friday) 14:59
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Ever get your gear stolen?

 
Kanye
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Nov 01, 2013 14:59 |  #1

Anyone ever have this awful experience, especially if you didn't/don't have insurance?

Has anyone ever recovered their stolen gear?




  
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Digitally_Altered
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Nov 01, 2013 15:04 |  #2

Had my car stolen, but luckily had taken all gear out :-)


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Alveric
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Nov 01, 2013 15:11 |  #3
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Had my 17-40 L stolen. No insurance. Haven't had the $$ to replace it yet.


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Kanye
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Nov 01, 2013 15:37 |  #4

Is there a way to put a GPS tracking utility to equipment like camera bodies or lenses?




  
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Alveric
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Nov 01, 2013 16:13 |  #5
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Heh, I wouldn't do that. If they can be tracked, so can I.


'The success of the second-rate is deplorable in itself; but it is more deplorable in that it very often obscures the genuine masterpiece. If the crowd runs after the false, it must neglect the true.' —Arthur Machen
Why 'The Histogram' Sux (external link)

  
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rick_reno
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Nov 01, 2013 21:02 |  #6

Nope, never. Watch CL for it if you've got the S/N's recorded, your stuff might show up for sale. Good to poke around pawn shops too.




  
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bumpintheroad
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Nov 01, 2013 22:08 |  #7

Oh yes. In 1980 I had about $25k worth of Nikon and Hassleblad gear stolen from my apartment in Houston while I was visiting relatives out-of-state for the holidays. Although I had $50k of renter's insurance they only paid $2,000 for the camera gear. I never read the policy to see there was a limit, I just told the agent that I had $25k of gear and trusted that the $50k policy was what I needed.

I now work for an insurance company (not in the actual policy or claims areas). One thing I've learned is that insurance company's are in the business of collecting premiums, not paying claims. Make sure you have solid documentation on every piece of gear. Save all your receipts. Take photos or video of your gear, showing serial numbers and condition. Including something in the photos or video to prove the date, such as a newspaper. Update your records once a year. Then sit down and carefully read your policy exclusions and limits, and work with a licensed agent to get the coverage you need.


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328iGuy
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Nov 03, 2013 06:46 |  #8

I had this happen 1 month ago, but it was all covered automatically under my home insurance policy, was an $8,000 claim without issue!


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Ron ­ Bailey
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Nov 16, 2013 21:34 |  #9

Nope, otherwise I would be in prison for tracking down the perp. Every mother's son of 'em. :)


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racketman
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Nov 17, 2013 14:16 |  #10

Way back in the early 1980s I had a Canon slr lifted from a pouch on my belt whilst queuing for a bus ticket in Chiapas, Southern Mexico. Also had a flash stolen from my tent on a separate holiday in the same area a year later.
Nothing since!


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Ltdave
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Nov 17, 2013 15:36 as a reply to  @ racketman's post |  #11

a co-worker had his house broken into (home invasion) overnight and he had a 50D, 50mm 1.4, and other lenses (the 50 is the only i can remember) along with a laptop with a special resolution screen. his wifes purse and some other things were taken too...

the insurance company only wanted to buy a cheap bottom line laptop. that was the only thing that gave him troubles...




  
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Tdragone
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Nov 19, 2013 15:57 |  #12

Yes; about 4 years ago. while at a softball game my truck was broken into, they got my entire camera bag, and laptop bag. 15K worth of gear. My homeowners insurance policy through Allstate paid for it, and it was relatively painless as I had proof of purchase for almost everything.. The stressful part was me having a trip to Havasu Falls scheduled for 3 weeks after the theft. The only stuff the wasn't covered was a second flash I bought off craigslist, and all my 4*5 filters that I couldn't find receipts for.

To each person reading this now.. take 5 minutes, get a point and shoot, and take pictures of all your gear spread out; as well as each item's serial #. Then email it to yourself.


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328iGuy
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Nov 20, 2013 07:04 |  #13

Tdragone wrote in post #16464502 (external link)
Yes; about 4 years ago. while at a softball game my truck was broken into, they got my entire camera bag, and laptop bag. 15K worth of gear. My homeowners insurance policy through Allstate paid for it, and it was relatively painless as I had proof of purchase for almost everything.. The stressful part was me having a trip to Havasu Falls scheduled for 3 weeks after the theft. The only stuff the wasn't covered was a second flash I bought off craigslist, and all my 4*5 filters that I couldn't find receipts for.

To each person reading this now.. take 5 minutes, get a point and shoot, and take pictures of all your gear spread out; as well as each item's serial #. Then email it to yourself.

Thats unfortunate to hear, my insurance was great this past summer, they didn't require ANY receipts unless we had them, they covered everything I lost in the theft without hesitation. Fantastic company!


Canon 5D IV | Canon 5D III | 16-35L III | 24-70L II | 85L 1.4 IS | 70-200LII | 300 2.8 L

  
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turmoil
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Nov 20, 2013 18:26 |  #14

that's some great advice for sure.

can these items be covered under general renter's insurance or do you need a separate policy?




  
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jjaenagle
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Nov 20, 2013 20:36 |  #15
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good thread... guess i have something to do tonight



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