Is anyone insured through Package Choice Photographer's Insurance Program? Are you using someone else for equipment, Errors & Omissions, Auto? Are you bundling everything with one company? Just a little guidance needed here. Thank you!!
BTLPLLC Junior Member ![]() 24 posts Joined Dec 2013 More info | Jan 07, 2014 08:02 | #1 Is anyone insured through Package Choice Photographer's Insurance Program? Are you using someone else for equipment, Errors & Omissions, Auto? Are you bundling everything with one company? Just a little guidance needed here. Thank you!! -Stephanie
LOG IN TO REPLY |
Shooting Goldmember ![]() 1,552 posts Likes: 3 Joined Jan 2008 More info | Jan 07, 2014 14:08 | #2 I wish I could afford liability but due to the lack of business I cannot afford anything and just trust my home owners insurance.
LOG IN TO REPLY |
JeremyKPhoto Goldmember 1,633 posts Likes: 46 Joined Apr 2012 More info | Jan 07, 2014 14:09 | #3 I have my liability insurance with State Farm. I pay about $290 and it includes coverage for my gear in the event of loss, theft, or damage. 5D Mark III / 70-200 2.8L IS II / 24-105L / 50 1.8 stm / Tamron 70-300 VC / Sigma 85mm 1.4 Art
LOG IN TO REPLY |
Tigershark Senior Member 904 posts Joined May 2008 Location: KY More info | I have both policies liability and equipment through Marsh
LOG IN TO REPLY |
cory1848 Goldmember ![]() 1,884 posts Likes: 1 Joined Nov 2007 Location: Kissimmee, FL More info | Jan 07, 2014 14:32 | #5 Hill and Usher here which is Package Choice. I have liability 2M through them. E&O coverage I have through PPA as well as equipment. I will be switching equipment over to H&U soon though for better coverage options. All in one place = convenience and one bill though not necessarily cheaper. If you are running a business good luck getting Homeowners to cover unless you have an inland marine rider. Gear List
LOG IN TO REPLY |
Jan 07, 2014 14:38 | #6 State Farm said they didn't want to cover me as a freelance photographer and said it was too much risk... So I called KY Farm Bureau, saved about 50% on my vehicle insurance and now I have a $1M liability and equipment coverage, for about $280/yr My Site - www.apimagery.com
LOG IN TO REPLY |
![]() | x 1600 |
y 1600 |
Log in Not a member yet?
Register to forums
Registered members may log in to forums and access all the features: full search, image upload, follow forums, own gear list and ratings, likes, more forums, private messaging, thread follow, notifications, own gallery, all settings, view hosted photos, own reviews, see more and do more... and all is free. Don't be a stranger - register now and start posting! |
| ||
Latest registered member is wiemez 1122 guests, 317 members online Simultaneous users record so far is 15144, that happened on Nov 22, 2018 |