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FORUMS Canon Cameras, Lenses & Accessories Canon EF and EF-S Lenses 
Thread started 11 Apr 2014 (Friday) 02:38
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Sigma 50mm f/1.4 DG HSM (Art) is finally here!

 
HelenOster
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Apr 30, 2014 00:58 |  #316

snake0ape wrote in post #16871509 (external link)
Thank Helen,

I paid with paypal. It paid B & H at 12:36AM. B & H has my cash. Instead of getting a lens on the first batch, I get a backorder letter rather than a lens. Darn system, why would CC be faster?

I couldn't tell you what their systems are like - but I'd be surprised if it's different from Adorama - we don't get payments transferred from PayPal to our account until an item actually ships. CCs just process faster than PP - no clue why.



  
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HelenOster
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Apr 30, 2014 01:00 |  #317

Raymond Lin wrote in post #16871594 (external link)
I did pay with CC.

There it is....CC trumps PP!



  
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snake0ape
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Apr 30, 2014 01:10 |  #318

HelenOster wrote in post #16871596 (external link)
I couldn't tell you what their systems are like - but I'd be surprised if it's different from Adorama - we don't get payments transferred from PayPal to our account until an item actually ships. CCs just process faster than PP - no clue why.

B & H policy seems to be different. My PayPal money was instantly transferred to B and H. So they have my money since the time I ordered.


5Diii | 50D | 8-15L 4| 16-35L 2.8 II| 24-70L 2.8 II | 70-200L 2.8 IS II |Tamy 150-600 | Σ35Art 1.4 | 40 2.8 | Σ50Art 1.4 | 85L 1.2 II | 100 2.8 Macro | Helios 44-3 58mm f2.0 |Helios 40-1 85mm f1.5 | 1.4x & 2x teleconverters

  
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Raymond ­ Lin
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Apr 30, 2014 03:24 |  #319

After a bit of research this is what I've found out, as I suspected as at work (I work in the day in a law firm) we regularly transfer funds from one side to another, such as a court settlement, in our instances a normal BACs transfer is 3 days (usually 2 days in reality), it can be done same day but they costs an administrative fee. In a home banking capacity, my experience is that if it is a transfer of funds between different banks, it can take up to 24 hours for it to appear in my account, such as when client pay me for photography invoices and they send it online direct banking transfer. If we bank in the same bank, it can be quick, otherwise, it normally appear later that night when I get home.

Anyway. From google.

All inter bank transactions are held through RBI.

1. The senders bank will send the details to RBI on regular intervals. I think, twice in a day.
2. RBI forward that details to receivers bank on regular intervals.
3. The receiver bank then check the validity and formalities.
4. Send the acknowledgement to RBI.
5. Send the details to senders bank and get the money.
6. RBI Send the money to the Receivers bank

All these will be done on bank working hours only.

So if you ordered outside banking hours via Paypal, like 4am then it won't get processed until 9am, which could be way down the list after all those CC payments had gone through.


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Apr 30, 2014 05:04 |  #320

If only Adorama had put up their pre-order when B&H did. I saw the B&H one as soon as it went up but I waited and watched Adorama because I have always had better service there but I wasn't ready as soon as theirs went up so I am further down the list.
If only I was better at being patient.


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Apr 30, 2014 05:52 |  #321

I paid cc....... I coulda swore I was like 2nd or 3rd as far as order time when it was being discussed.


Thanks Helen for all the info!


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snake0ape
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Apr 30, 2014 07:57 |  #322

Raymond Lin wrote in post #16871720 (external link)
After a bit of research this is what I've found out, as I suspected as at work (I work in the day in a law firm) we regularly transfer funds from one side to another, such as a court settlement, in our instances a normal BACs transfer is 3 days (usually 2 days in reality), it can be done same day but they costs an administrative fee. In a home banking capacity, my experience is that if it is a transfer of funds between different banks, it can take up to 24 hours for it to appear in my account, such as when client pay me for photography invoices and they send it online direct banking transfer. If we bank in the same bank, it can be quick, otherwise, it normally appear later that night when I get home.

Anyway. From google.

So if you ordered outside banking hours via Paypal, like 4am then it won't get processed until 9am, which could be way down the list after all those CC payments had gone through.

Technically yes. But from the seller and buyers perspective, it is instant. Here is what I gathered from the internet regarding --
PayPal instant transfer.
" Instant bank transfer is not actualy instant at all as the name suggests. The way it works is: paypal credits the sellers paypal account instantly, with a temporary 'loan' which is provided to you. They recover this 'loan' by debiting your bank account, and this can take 3-5 days to reflect at your banks end. If your bank account has insufficient funds, paypal will try again (which may incurr dishonour fees for you from your bank), and if that fails, they will charge the ammount to your 'back up funding source' which will normaly be your credit card. If your back up funding source has insufficient funds paypal will show a negative ballance in your paypal account, and may restrict your account. If you do not have a back up funding source, paypal will not allow an instant bank transferr and instead will offer an eCheque option.
Again, even once the sellers paypal account has been credited, it will still take 3-7 days for those funds to be withdrawn to the sellers bank account."


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HelenOster
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Apr 30, 2014 08:00 |  #323

snake0ape wrote in post #16872018 (external link)
Technically yes. But from the seller and buyers perspective, it is instant. Here is what I gathered from the internet regarding --
PayPal instant transfer.
" Instant bank transfer is not actualy instant at all as the name suggests. The way it works is: paypal credits the sellers paypal account instantly, with a temporary 'loan' which is provided to you. They recover this 'loan' by debiting your bank account, and this can take 3-5 days to reflect at your banks end. If your bank account has insufficient funds, paypal will try again (which may incurr dishonour fees for you from your bank), and if that fails, they will charge the ammount to your 'back up funding source' which will normaly be your credit card. If your back up funding source has insufficient funds paypal will show a negative ballance in your paypal account, and may restrict your account. If you do not have a back up funding source, paypal will not allow an instant bank transferr and instead will offer an eCheque option.
Again, even once the sellers paypal account has been credited, it will still take 3-7 days for those funds to be withdrawn to the sellers bank account."

So although technically it appears to have been transferred to us, we can't actually access it until the goods have shipped. I guess this is how PP offers an additional layer of protection to buyers.



  
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Nick3434
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Apr 30, 2014 08:14 |  #324

Or an additional few days of interest!


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Apr 30, 2014 08:15 |  #325

HelenOster wrote in post #16872027 (external link)
So although technically it appears to have been transferred to us, we can't actually access it until the goods have shipped. I guess this is how PP offers an additional layer of protection to buyers.

That is interesting. On my side, my bank account shows -949.00 dollars.

Anyways, I spoke to B & H, and they say that they ship by whomever orders first and not by payment received.


5Diii | 50D | 8-15L 4| 16-35L 2.8 II| 24-70L 2.8 II | 70-200L 2.8 IS II |Tamy 150-600 | Σ35Art 1.4 | 40 2.8 | Σ50Art 1.4 | 85L 1.2 II | 100 2.8 Macro | Helios 44-3 58mm f2.0 |Helios 40-1 85mm f1.5 | 1.4x & 2x teleconverters

  
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mtavel
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Apr 30, 2014 08:40 |  #326

snake0ape wrote in post #16872045 (external link)
Anyways, I spoke to B & H, and they say that they ship by whomever orders first and not by payment received.

I've been involved in call centers for a while and it sounds to me like a phone agent was trying to avoid a complicated conversation with you (that they may not have fully understood anyway).

I would take Helen's guidance over a phone agent's guidance, but that's my opinion. Phone agents don't always know the intricacies of how businesses work and have to get to the next caller.


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Apr 30, 2014 10:22 |  #327

I definitely must be missing something. Adorama (great tutorials by the way) still has it listed as "available for pre order now! Estimated ship date Late April 2014"

I haven't received any sort of shipped notification etc.


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HelenOster
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Apr 30, 2014 10:27 |  #328

samefly wrote in post #16872338 (external link)
I definitely must be missing something. Adorama (great tutorials by the way) still has it listed as "available for pre order now! Estimated ship date Late April 2014"

I haven't received any sort of shipped notification etc.

It's still April.....you see, this is the problem with putting up an ETA! Someone in the purchasing department has to remember to change the dates if the goods don't materialise.......;) Thanks for the heads up, anyway; I shall get onto them to addresss it.



  
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Patman99
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Apr 30, 2014 15:14 |  #329

I pre-ordered after passover, so no telling how far down the pre-order list I am. So I haven't gotten any emails yet from B&H.




  
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samefly
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Apr 30, 2014 16:20 |  #330

HelenOster wrote in post #16872353 (external link)
It's still April.....you see, this is the problem with putting up an ETA! Someone in the purchasing department has to remember to change the dates if the goods don't materialise.......;) Thanks for the heads up, anyway; I shall get onto them to addresss it.

Hahaha true. Damn, out of stock already :cry: maybe I'll be a part of the next go around. Have a lot of stuff coming soon. Hopefully it won't be too long :-(


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