^ Correct. I should have elaborated on that. Yes, as already stated. If it was a gift and 'something' went wrong, it has nothing to do with buying an item.
If I 'gifted' you $2,000 'for a lens' that never came... I have no recourse. That could me a massive headache.
Or if you sent me a perfect condition lens and during shipping the box got dropped and crushed, etc.
I have no recourse for compensation, because I just 'gifted' the money as if it was free cash.
Personally I would never 'gift' money for a transaction as a buyer. The 3% fee is basically your own insurance.
I would also not accept a 'gift' as a seller. Standard fees, standard transactions.
I have a couple items in my signature listed for sale. If anyone is interested.