An offer of $95 is better than the £25 a UK national magazine paid an agency for a shot of mine. I'd be accepting that offer because I believe they are telling the truth about being able to get another shot for that money.
The trick is of course to produce that kind of shot often enough to earn a comfortable living.
I have no doubt they would be able to get pretty much any shot they wanted for free.
There are loads of photographer wanna be's out there that would want nothing more than one of the Lunchbags they could frame and hang on the wall to show off to all their friends and prove what a hot shot they were.
The thing is though, if shooters start accepting this without reservation, your assertion of being able to do it enough to make a living will be null and voind because there won't be ANY money to be made because the market value of images will be zero.
They may well get an image they want for $95 and they might even get one for free but condoning the de valuing of photography by accepting this will bite us all hard in the arse in the very near future if we all give in to it without hesitation.