About a month ago I put down a $700 deposit on a photography workshop with a fashion photographer. About 2 weeks before the workshop, I ran into an issue with my dog being in and out of the vet that caused me to not be able to pay the other half of the $700. I reached out to her and let he know the situation and asked if I could get my money refunded since there was no feasible way for me to attend the workshop while having to drop ANOTHER $700 to make it work.
She let me know that the workshop was non-refundable.
I did not recall anything on the PayPal payment letting me know that the money was not refundable.
I'm in a really screwed up place. She will not refund the money, I'm in a hole due to vet bills, and there is no way for me to take another workshop with her. I just basically donated $700 to this photographer.
Does anyone have any suggestions here?
Am I just sh*t out of luck?