I pay $1.48 per $100 insured through State Farm personal articles policy.
Covers theft, damage due to me dropping, misplacement, etc... Everything except mechanical failure due to age (wear and tear, basically).
I just sent them an excel spreadsheet of all my items, cost, serial number (if they have) and they update and send me the updated list in mail. I generally update before a trip or event and I am covered the minute they put it in the computer.
Nothing but great things to say about them!
That's pretty awesome, do you have any other insurance with State Farm or is it a stand alone personal article policy? Definitely going to give the local agent a call tomorrow.