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Thread started 16 Feb 2011 (Wednesday) 13:25
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how secure is your bank information?

 
GerryDavid
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Feb 16, 2011 13:25 |  #1

I have a business account with New People's, and their online banking seems pretty secure. I say seems because I had to jump through some hoops to get it setup, going into the branch a few times to sign papers, and they gave me a computerized counter thing to use to go online with, which I havent done yet because im not sure where they are, wopse. :)

Anywase, since I cant go online, I call them once in a while to check my balance to make sure no checks have bounced from a customer, before I pay some bills *I try to keep cashed checks in there for a month before I use the money* All I have to give them is my name and account number most of the time, but today they asked a couple more questions, like address, all of the answers are on the check. Perhaps they are checking caller id and comparing that to the account, I do not know. But Ive never had a problem getting the balance off the phone. This does not seem to safe to me, although it is convenient.


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TopHatMoments
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Feb 16, 2011 14:10 |  #2

Revisit the bank, replace the gadget and ask them face to face how things are.


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GerryDavid
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Feb 16, 2011 14:16 |  #3

The gadget costs money to replace, and its here somewhere. so im not worried about that.

And with the ability to call in once a month to check the account balance or simply ask for it when I go in isnt that troublesome. It just doesnt seem secure that the bank in general would give that info out with information that can be found on a check. I wonder if the other banks do that.


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TopHatMoments
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Feb 16, 2011 14:28 |  #4

I do all mine from my phones key pad. It asks the same three questions every time I log in.
Never had a problem, even when hey were bought, things always go smooth.


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RDKirk
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Feb 17, 2011 07:24 |  #5

GerryDavid wrote in post #11855565 (external link)
I have a business account with New People's, and their online banking seems pretty secure. I say seems because I had to jump through some hoops to get it setup, going into the branch a few times to sign papers, and they gave me a computerized counter thing to use to go online with, which I havent done yet because im not sure where they are, wopse. :)

Anywase, since I cant go online, I call them once in a while to check my balance to make sure no checks have bounced from a customer, before I pay some bills *I try to keep cashed checks in there for a month before I use the money* All I have to give them is my name and account number most of the time, but today they asked a couple more questions, like address, all of the answers are on the check. Perhaps they are checking caller id and comparing that to the account, I do not know. But Ive never had a problem getting the balance off the phone. This does not seem to safe to me, although it is convenient.

Where is this bank? In the Duchy of Grand Fenwick?


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GerryDavid
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Feb 17, 2011 11:29 |  #6

I know their in SW VA, not sure where else they are.


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how secure is your bank information?
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