I've been very happy with the design service offered by PictoBooks; for $45 I let them design it...easy and cheap! They offer a 'design-with-edits' option for slightly more but it's well worth it. All I do is upload the images for the album and they do the rest, so easy upon seeing the proof I can make whatever changes I want and they get right on it. Hmm, this is beginning to sound like a plug for Picto...maybe they'll throw me a deal next time
I rename each image so they are uploaded in the exact chronological order I want, and I can be specific about certain images taking up a whole spread or letting multiple images cover a page, at no extra cost.