PPA now including equipment insurance

Just got an email that PPA is going to start including 15k in equipment insurance with their membership.

zagiace wrote in post #13198648
Just got an email that PPA is going to start including 15k in equipment insurance with their membership.

Nice how about health insurance?

I wonder if membership will go up?

It's a nice no cost addition. It is cash value though unless you move up to the photocare plus option. I am not complaining.

time for me to join ppa.

When I joined, I did so at the less expesnive rate for new members (only valid for 2yrs max)
To get the insurance you need to be at the next level of membership. Next year I'll go for it

helloagain36 wrote in post #13198894
Nice how about health insurance?

The PPA has been lobbying Congress for years to pass a law that would allow trade organizations (like the PPA) to bargain for group rates in health insurance the way major corporations do. So far, the health insurance industry's deeper pockets have kept that from happening.

Big business and small business are not allies.

Thanks for this fantastic heads-up! I typically pay +/- $400 annually for an I-marine policy. This is worth looking into!

RDKirk wrote in post #13201740
The PPA has been lobbying Congress for years to pass a law that would allow trade organizations (like the PPA) to bargain for group rates in health insurance the way major corporations do. So far, the health insurance industry's deeper pockets have kept that from happening.

Big business and small business are not allies.

I am going to disagree. Each state mandates their own coverage and conditions and is overseen by a separate dept of insurance and regulations division located in their state. Their legislators define most coverages and if an insurance company want to do business in that state they MUST include riders and coverages that the state mandates or they can not do business in that state. The insurance companies are always looking for participants which helps distribute the insurance risk and cost.
There are many organizations that have their own group for their members but are usually state to state based.

How much is PPA and what do you get with membership?

USER876 wrote in post #13203204
How much is PPA and what do you get with membership?

A little under $30 a month for the pro level.

You get (now) the $15K insurance option and you also get malpractice coverage if someone sues you, as well as discounts on lots of other stuff.

kona77 wrote in post #13203051
I am going to disagree. Each state mandates their own coverage and conditions and is overseen by a separate dept of insurance and regulations division located in their state. Their legislators define most coverages and if an insurance company want to do business in that state they MUST include riders and coverages that the state mandates or they can not do business in that state. The insurance companies are always looking for participants which helps distribute the insurance risk and cost.
There are many organizations that have their own group for their members but are usually state to state based.

Which part are you disagreeing with? Here is a statement from another forum by a recent PPA national president which states it more accurately than did:

So how much can one expect to pay for liability insurance, 15K in equipment, and the malpractice coverage for a year? I am thinking this is going to be a better deal than I am getting right now through statefarm, especially because I had to sign up with PPA for the malpractice insurance.

Red Tie Photography wrote in post #13204245
So how much can one expect to pay for liability insurance, 15K in equipment, and the malpractice coverage for a year? I am thinking this is going to be a better deal than I am getting right now through statefarm, especially because I had to sign up with PPA for the malpractice insurance.

15K Insurance coverage itself is probably worth the membership.

I will have to read the fine print but I agree with the above poster. As for the other benefits, can you get into more detail on how realistically useful they are?