If you're looking for a general purpose, longer telephoto I would go with the 70-200. The 100-400 is great for wildlife, including the various critters you find around the city; but it is large...especially compared to the 70-200 f/4. And if you can get the IS version of the f/4 for $1000, I'd jump on that quick and save up for the longer lens later on; that price for the 100-400 isn't really all that great.
Also note that the 100-400 is not f/4; it is f/4.5 - 5.6. They're both great lenses but I find the 100-400 is much more of a specific tool than the 70-200.




