Holiday season

I'm not sure this is the right place, but I just curious to see what others say on the topic:
It seems to me that lately (in the past couple of weeks), all the prices are going about 5-10% down, also equipment isn't selling as well as earlier in the year.
Could it be just because people are doing their Christmas shopping and nobody has available funds or the market is saturated?

Whaddyathink?

I think people are out of money. A good indicator is these retailers all advertising lay-a-way. Used to be people would charge stuff, but so many of them have burned their credit and so lay-a-way is another option.