There seem to be a proliferation of topics about formatting of SD type memory cards (where, when and how) so I thought I would post some comments from the actual SD Association, the governing body on the design of the cards referenced.
The SD Association, the regulating body on the design and manufacturer of SD cards states "The SD/SDHC/SDXC memory cards have a "Protected Area" on the card for the SD standard's security function. The SD Formatter does not format the "Protected Area". Please use appropriate application software or SD-compatible device (comment by OP; that's your camera) that provides SD security function to format the "Protected Area" in the memory card."
This is at the link https://www.sdcard.org/downloads/formatter_3/ and the recommended SD formatter is also available. The fact of the matter is the first initial format of the card, should be done in camera or at best using the Association's SD formatter so that the "Protected Area" is properly established. Now, I recognize that I will get flamed by people that never do this but the point of the matter is that people that format in camera report far less issues and the source is the SD governing body!