insurance (UK)

I want to insure my photographic gear.

I want insurance from pretty much every possibility - thieft, getting it lost, getting it dropped into sea.

I may go hitch-hicking and sleep in a tent. Thieft in this conditions also must be covered.

Worldwide insurance.

I'd like to also insure my mp3+ headphones + phone, but that's not necessary.

I don't have home insurance.

Oh, and i live in UK (however, I'm not UK resident. I'm immigrant).

Also - i'm may go pro in future, so this may become my "business equipment" (or whatever it's called).

I posted this in business section because who will know more about this than you?

In UK though I cannot speak from experience but Aaduki get good reviews, I would hope if they cannot help with your somewhat unusual situation/requirements they might refer you???

Check out Photoguard! Me and a friend are contemplating using them as their rates are usually low plus you're covered internationally. The only problem is, their premiums have risen because of the Christmas period...hopefully it'll drop some more after!

For me it would of cost £15 a month (I bumped up the price of my equipment for future upgrades so I'd be covered for £6000 worth) and now its £25 a month. Including public liability, personal accident etc

UK Photo Equip Insurance - Any Recommendations?

Recommendation for UK insurance Co ?