Those are definitely some good points, for example, guess which one of these was a GND filter and which one was a single, no filter exposure that was a merge of two different raw processings?
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Probably not immediately easy to tell, but you can. The top one was a single non-filter exposure, hand-held. I made two raw conversions and merged into a single file using photoshop+NIK.
The bottom one was done with a GND.
This shows the straight line issue well actually. The top one, you can't identify a 'line' per say, it looks more natural. Undoubtedly a GND filter would have caused some issues with the darkening of the mountains and the top of the boat over the horizon. Look at the bottom one and you can clearly see that the mountain is very dark thanks to the straight line GND having to block it in order to get the whole horizon.
Ultimately I do use both techniques often. RAW gives you many options. If you have the budget, I'd get both filters and NIK. However if I could only get one, I would get the NIK suite. There are many ways to get good results in the RAW age. Regardless, looking forward to seeing some results from your choice!