What Business Credit Card do you Use?

Hey Guys. I'm thinking about getting a Business Card through Discover to help keep track of my expenses. Do you guys use a dedicated credit card for your business? If so, which one and why? What are the benefits? Please share!

I use one personal card for my business. Its a citi card. It came with a crazy 36 month 0% APR, gives benefits for extended coverage on gear and other stuff, discounts for a lot of stuff I wont use. I just use it to keep track of expenses. Its easy if its all on one card.

Oh wow. 3 years of interest free payments. You must have stocked up on a lot gear I bet

No, I think I have about $1,300 on the card. Its the remainder of the 24-70 and a Mettle strobe I think? I hate owing CC money. My only real debt is my mortgage and some student loans. I have been working the credit card companies for years to slowly increase my credit limits on cards and this card has a 35,000 limit. Peace of mind....just in case...

Unless things have changed since I last looked for a card, I would avoid Discover. They are (were ) not accepted at many places I shop.
At the very least, before committing to a Discover card, ask around at the common vendors and see if they accept Discover.
I now use Citi.

tomd wrote in post #15714564
Unless things have changed since I last looked for a card, I would avoid Discover. They are (were ) not accepted at many places I shop.
At the very least, before committing to a Discover card, ask around at the common vendors and see if they accept Discover.
I now use Citi.

I use my Discover card (personal one) almost every where I go now. I think almost everyone accepts it now.

It *was* Amex for a lot of years but now it's a Capital One card for the ease of use of the rewards program.

No credit cards here....always pay cash or don't buy.

Living like no one else thanks to DR.

kb9tdj wrote in post #15715297
No credit cards here....always pay cash or don't buy.

Living like no one else thanks to DR.

That's a prudent plan.

I've never carried a balance (probably from my days with Amex) but find the convenience of using a card for virtually everything almost second nature...


...so much so that if I do pay for something with cash, I almost expect to be asked for 2 forms of I.D.

I rarely carry cash around. Only a couple of bucks for food or something.

I use a personal credit card that I dedicate to business use for tracking. Business card don't offer the same level of protection as personal cards too.

cory1848 wrote in post #15717896
I use a personal credit card that I dedicate to business use for tracking. Business card don't offer the same level of protection as personal cards too.

Oh yea? I would imagine it'd be the same. What card do you have?

I thought it was the opposite. Personal cards generally offer more incentives than business.

HiepBuiPhotography wrote in post #15717905
Oh yea? I would imagine it'd be the same. What card do you have?

I use a Capital One personal card. If you read up on the CARD act, it goes over the differences. Unless you are a corporation, you are personally liable for balances anyways, so I chose to protect myself with a personal card rather than a business card. There are advantages and disadvantages of both. Up to you to decide.

Gotcha.