Again, I wouldn't underexpose as a general rule.
I do find sometimes, if I have a subject with white areas in bright sunlight, and I don't want to lose detail with the whites blowing out, that I may have to expose at a setting that does underexpose the rest of the scene to a degree, but that is a specific situation and I would normally try and avoid it by using a shadier spot to get the whites out of the harsh light.
I certainly wouldn't choose to always underexpose by a stop "just in case". If I think there may be an issue with whites blowing, I take a test shot and check the histogram and then set exposure accordingly. Underexposing and bringing the image up in post can cause increased noise levels amongst other things. Many people like to "expose to the right", slightly overexposing but keeping the whites under control, as that can improve the quality when you dial it down slightly, compared to the correct exposure in the first place.
Occasional "underexposure" is fine, when required to stop whites blowing out, but doing it all the time is not (IMO) good practice at all. If your friend is worried about inadvertently blowing whites, suggest they check the histogram after a test shot and then expose accordingly.