JacobPhoto wrote in post #16194944
If a camera breaks tomorrow, can you afford a new one?
If the answer is no, you need insurance.
Whether or not the league pays for that premium is a negotiation you need to have with your employer. Just like all employment, this is negotiable as any other compensation is.
Yes I could replace a camera but the outlay would suck.
Addiction2k wrote in post #16195331
Should you have insurance, absolutely.
Do i think the league will pay for it, probably not.
All your operating costs should have been a factor in how you arrive at what your fee is. I think it would be hard to go back and get that fee increased now.
Also there are venues that won't even let you shoot without basic liability coverage.
I'm not a contractor so I don't see the need for liability coverage, I assume I would be covered under the league's coverage if such a thing even exists.
Willie wrote in post #16204713
Should they be pitching in on the price of buying new gear as well?
I doubt they care if you have insurance or not. That is for you to purchase.
Perhaps not but maybe I can negotiate some kind of allowance for insurance and wear / tear on equipment.
Thanks for the responses!