The town I grew up in flooded really bad in 1997 before we got flood walls. I can distinctly remember watching a guy in a John boat running people around to see if they could save things from their houses.
When we bought our house the insurance company wanted to pay to find out if it's in a flood plane. I said we live in the desert on a hill, if it floods my house, the house will be the last thing I am concerned about considering 99.9% of the town will be under about 100 feet of water.

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