Paid $314 for the Canon EF 24-70 2.8 II

GaryS1964 wrote in post #16431353
I was recently on a federal jury. Trial lasted 4 days and I got $420. Then I looked up my bonus bucks on one of my credit cards and it was over $600. Told them to send me a check. Next I ordered a NEC MultiSync PA271W-BK-SV which was covered by the above and no cash out of pocket. But that's how we deceive ourselves. In reality I still spent $1007 bucks for the monitor with MY MONEY even though I didn't have to take it out of my checking or savings.

I don't understand your logic. Can you elaborate?

Al

Even though he didn't actually spend his 'own money' on the monitor, it was still money that could have gone to other things, like groceries and other necessities instead of a luxury.

Methodical wrote in post #16431358
I don't understand your logic. Can you elaborate?

Al

What elleana said. The money you spent was YOUR money. The money I spent was MY money. We both could have put it in the bank for a rainy day or bought a new couch for the living room or some nice back to school clothes for the kids. Well maybe you could have done the last thing but my kids are adults with kids of their own. The point is you didn't pay $314 dollars for the lens. You paid whatever you charged on your credit card. Same as me and my monitor.

We delude ourselves when we "find" money and then use it to buy something and think it didn't really cost what we actually spent on it. You "found" money in miles you were not using. I came into money I wasn't expecting by serving on a jury and claiming my bonus bucks from one of my credit cards. That "found" money was ours all along to spend anyway we or our wives wanted. It just wasn't in the bank or under the mattress.

Having said that I'm thrilled that you will soon take possession of a great Canon lens. And I'm thrilled that I will soon take possession of a great monitor. I'm sure we both deserve it.

GaryS1964 wrote in post #16433879
What elleana said. The money you spent was YOUR money. The money I spent was MY money. We both could have put it in the bank for a rainy day or bought a new couch for the living room or some nice back to school clothes for the kids. Well maybe you could have done the last thing but my kids are adults with kids of their own. The point is you didn't pay $314 dollars for the lens. You paid whatever you charged on your credit card. Same as me and my monitor.

We delude ourselves when we "find" money and then use it to buy something and think it didn't really cost what we actually spent on it. You "found" money in miles you were not using. I came into money I wasn't expecting by serving on a jury and claiming my bonus bucks from one of my credit cards. That "found" money was ours all along to spend anyway we or our wives wanted. It just wasn't in the bank or under the mattress.

Having said that I'm thrilled that you will soon take possession of a great Canon lens. And I'm thrilled that I will soon take possession of a great monitor. I'm sure we both deserve it.

That's just it, I only charged $314, well $614 if you count the rebate, to my card for the lens. The cash reward is or was the banks money. I did not work for it; I only used my CC for things I was going to purchase anyway and got a cash reward for doing so, so in my mind it was not cash out of my pocket, but out of the bank's vault. The bank didn't have to allow me to earn those cash rewards as many CC don't. When I get the rebate, I will get the cash and put it towards the CC. I am very discipline about my finances. Now, if I found the money in the house, then yes, it may have been my money, but in this case, it's the bank's money, in my eye.

I have the lens and it is a beauty. I can't wait to shoot some basketball to see what it really can do - been shooting random stuff around the house for now. Enjoy the monitor.

Methodical wrote in post #16434397
.....it may have been my money, but in this case, it's the bank's money, in my eye.

Here is where we have a philosophical difference of opinion. I view any and all money owed to me as my money including any money my credit card company owes me as part of an incentive program. You apparently do not.

Methodical wrote in post #16434397
When I get the rebate, I will get the cash and put it towards the CC.

At the point you "get the cash" it is definitely your money which you could spend or save as you see fit. It's not like someone gave you some form of credit that could only be used for that lens and no other purpose. IMHO the credit card company did owe you the cash as you entered into a contractual agreement with them when you signed up for the credit card which allowed you to accumulate miles that could be converted to cash.

But like I said we have a philosophical difference as to how we view these CC company incentives. But we both got something we wanted and in the end that's all that matters. Enjoy the lens.

BTW - I looked at your sites. You have some nice photos there.