For versatility (near/far:birds/mammals) you can't beat the 100-400; it's been my workhorse lens, now, for about 5 years and still producing wonderful shots. It would, overall, be my suggestion for the one to pick up first.
It, of course, works great for still shots, even wide open:
IMAGE LINK: http://www.flickr.com/photos/snydremark/8493483811/
Killdeer-2008
by
Guideon72
, on Flickr
It can do light duty as an "in flight" rig:
IMAGE LINK: http://www.flickr.com/photos/snydremark/9719991729/
Dragon in flight-8226
by
Guideon72
, on Flickr
IMAGE LINK: http://www.flickr.com/photos/snydremark/8891421358/
American White Pelicans-5911
by
Guideon72
, on Flickr
IMAGE LINK: http://www.flickr.com/photos/snydremark/6122637765/
swallows-1648
by
Guideon72
, on Flickr
Can certainly be used in darker conditions with great result, despite popular "knowledge", and the IS does help (rocking tour boat + heavy, overcast rainy):
IMAGE LINK: http://www.flickr.com …s/snydremark/10236624856/
Sea Otter eating octopus Seward-9635
by
Guideon72
, on Flickr
All while still giving the flexibility to zoom out if your subject comes inside of the 400mm range (and MFD, in this case), without having to swap out lenses:
IMAGE LINK: http://www.flickr.com/photos/snydremark/6959761201/
American Bittern-7293
by
Guideon72
, on Flickr
If you want to try and specialize in BIF shooting, though, I'd go for the prime first. The 100-400 certainly CAN be used for that purpose in a pinch (see above) and give some great results; but the AF is enough slower to make it not the ideal candidate for that purpose.
Another option that you *might* consider, in the same price range, would be the 300 f/4 + 1.4 TC. There are several members here that use that combination to great effect as well.
Overall, while there are pluses and minuses to any of these, you're going to be getting a FANTASTIC piece of glass regardless; and if you're planning to buy both, well...<shrug> Flip a coin, get one and get shooting!
