All photos on an internal mirrored RAID 1 (two hard drives, same data)
This is backed up via a back up program "SyncBack" to an external RAID 1 mirrored array (now my photos are on 4 hard drives)
SyncToy is very similar to SyncBack by the way.
This all gets backed up again to a portable hard drive for off sight storage in my office at work. This gets swapped out every 6 months or so, or after any significant photo shoot. The delay also means if I manage to hose both copies at home somehow,.. copy the mistake as it were, then I have some leeway with the off site version to get it back.
In all of these steps I do not use any compression, or archive files. It's all active useable copies as is.

