Archibald wrote in post #17757361
Yes, you should be more careful!

I don't use filters, and my lenses are scratch- and dirt-free after 10,000's of pictures.
Could it be that filters give a sense of security emboldening some users to be rougher with their gear?
that certainly is true for me.
if i know my lens is bare, and there are times where that happens like i took off a ND but don't have time to fiddle with stuff, i definitely am more careful with it. HOWEVER, that to me is a great thing. babying your gear is a sure way to lose shots. if a filter gets you to go crazy, it's priceless.
btw archibald, i am willing to bet you do have scratches and dirt. a big $$$ bet. .... i've purchased lenses from people who said in their descriptions that they are immaculate. and many have fine scratches, at least in the coating, if they did not use a filter. ALL lenses have dirt if they have had any use at all. just take a flashlight and shine it on the glass at an angle. it's gonna freak you out how much dirt there is, and the occasional scratch. i btw never do this if i don't have to, because it does freak me out too. and i use filters 99.99% of the time.
i'm just gonna put a number out there--that 20% of people who say the don't use filters and have no scratches are actually plain wrong, but never realized it.