Nothing unusual about not including albums or prints but charging that much. Fairly common for the top 20% of the market.
People don't feel nickel and dimed at all.
When a tog relies soley on packages that include lots of extras they are doing so to try and create percieved value. This being done because their photography and the experience / level of service struggles to create that percieved value on its own.
Relying entirely on packages including lots of "stuff" over time becomes a race to the bottom. Someone else will always include more "stuff". However, make it about the photography / experience that people are buying and they are buying "you". No one else has "you" for sale.
There is no problem selling albums and prints post wedding.