Well, clearly, I'm no threat to "Bill Nye, the science guy"!!!
Here's an article which explained it in simple terms with a couple of visuals:

https://photographylife.com/what-is-focus-shift/
I hope I didn't come across as harsh, but it seemed odd that you were saying you knew how it all worked and still didn't understand why it didn't happen at f/1.2 This site, by the way, is the one that made it click for me:
http://toothwalker.org/optics/spherical.html![]()
. I'm just interested in an answer that helps me understand what's actually happening!
