Which UK Photographic Insurer?

Hi all,

I am mainly a hobby photographer but I do occasionally do some paid work and am intending to do so more and more.

I used to have insurance with Photoguard a couple of years ago, but let that lapse since I havn't been very active as of late.

But it occured to me that I have and frequently use about £14k worth of camera equipment including body, lenses, tripods, lighting etc.... So its time for me to insure it all again.

I need insurance for damage, theft, loss, both inside and outside the home, and must also cover 'professional' use.

I havn't read much positive about Photoguard recently, so what UK insurer can people reccomend? E&L look to be good?

Thanks
Tom

Hi Tom

I've been with towergate camerasure for the last couple of years. I first encountered them at the Photography show (NEC Birmingham) a few years ago. They probably are not the cheapest but they are very helpful on the phone and easy to deal with. I have not needed to make any claims which I suppose is the real acid test. My gear is insured for in excess of £25k and I have liability insurance for £5 million. The premium is somewhere between £400 - £500 p.a.

I have been using Aaduki for equipment, public liability and indemnity insurance. I haven't had to made a claim yet so I can't say how good they would be but they seem OK?