Your gear will be just fine. People live in these conditions all the time, use cameras, and its ok. Cameras are a lot less delicate than people think they are. This happens to me regularly. At swim and dive events it happens necessitating me to arrive 30 minutes early so I can allow time for it to clear. I also do a ton of winter outdoor shooting, and the same event happens as the cameras/lenses are in my car on the way there and the second I go outside they fog/ice up.
As to your lens being less sharp.... look through your lens when it is unwelded to your camera body and see if you can see anything on the optics. It is possible that over time you have gotten dust and gunk sucked into the lens. If you can't see a coating of dust inside, it is unlikely that is what is causing that much softness over the entire image. If it is bothering you, send your lens in for a cleaning and service.
Of the dozen or so lenses I have, I've had one diagnosed with fungus in the body. It's a lens i bought from eBay. How long its had the fungus, don't know, and from what I can tell, it hasn't effected the optical performance.