I would have thought N+2/DI x PU where DI is disposable income, and PU is potential uses.
Having lenses that don't fit your current camera line-up at all complicates things a little, so you'd need to factor in things like what bodies you "might" have in the future (RF??)
Subtract number of lenses you own, but haven't used in over a year (I'm looking at you, 50mm f/1.8...) but don't include lenses that are just used as dust caps (75-300mm II)
Last lens I sold (300mm f/1.2 IS) was purely to cover cost of upgrading to 1Dx, so really I think it's all either swings & roundabouts - or smoke & mirrors.
some fairly old canon camera stuff, canon lenses, Manfrotto "thingy", and an M5, also an M6 that has had a 720nm filter bolted onto the sensor:
TF posting: here 