I really hate how this turned out. I realize now that the lake background wasnt too good of an idea. The sun was out, I won't do that again either.
Heres what I used,
Rebel XT Kit Lens
Aperture Priority @ F9
1/125, ISO200, Cicular Polarizer, UV Filter
Raw Coverted Edited with PS CS2 slight USM Applied.
Any help is appreciated.