grego wrote:
If you look at some banks like HSBC or Savings account providers like ING Direct, have multi-level logins. If you have that with eBay, there are less chances to get fooled.
Obviously eBay can't stop the e-mails from being sent out, but they can enhance their site login to distinguish from the scam.
For instance, ING makes you pick a picture and phrase. So if you see the phrase and picture, then its indeed an authetic login page. If you don't see it then, it isn't.
So for instance if you had a picture of a clown and a phrase like purple monkey dishwasher, then you'd know its a scam if it doesn't show up.
Right, I see your point. I haven't come across any such systems before (I don't have any online banking, I feel safer that way!). I can see that would help to a degree. I can't help feeling though, that anybody who doesn't know better than to attempt to login via an e-mail, rather than going in through the proper website, is also not going to see alarm bells if they get a different login. I mean all sites warn NEVER to login through an e-mail, if someone is stupid enough to ignore that, then will they also ignore the fact that the security login isn't on if the scammers have put something on the site to explain it?
In the end it's mostly down to common sense, paying attention and taking the advice about e-mails seriously.
Of course, you are right, such a security login WILL help and make some people think again if it isn't present. However, I never cease to be amazed at just HOW stupid and gullible some people can be.
A bit off topic I know, but consider the people who get a letter saying that they have won the Canadian Lottery and all they need to do is send a cheque for £xxx to cover processing and they will receive $2 million. Now you or I would be slightly suspicious as we have NEVER ENTERED the Canadian lottery but, no, some people send off the money. They then get a letter back acknowledging receipt but, as they are overseas, a further payment of £x,xxx is required for (pick dubious excuse). They STILL don't twig and send off another payment, then get a letter stating that Canadian law requires them to pay tax on this amount of £xx,xxx before the payment can be made. Believe it or not, some people make several payments to scammers like this, EACH TIME believing that they will now receive their millions. I have heard of people handing over upwards of £75,000, over a few payments, and taking out a second mortgage to meet the demands. Most of these people are normal, supposedly intelligent, adults.
Yes, more secure logins will add another layer of doubt, when people click on these e-mails. Some will spot that but sadly many of the people, who fall for these e-mails, will NOT spot it and carry on with handing over all their details. I do agree with you though, more secure logins would be handy.